Joseph ValVerde
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Joseph ValVerde
Loan Officer
Bio:
Your Mortgage Bro – Fast, Easy, No-Nonsense Mortgage Solutions
With over a decade of experience in the finance industry, I’ve worked my way up from a debt specialist to a Senior Mortgage Banker, earning a reputation for closing loans quickly, efficiently, and with a personal touch. My journey includes time at industry leaders like LoanDepot, Mr. Cooper, and Rocket Mortgage, where I learned the ins and outs of the mortgage process at the highest level.
Now, I’ve stepped away from big lenders to give you more. By partnering with a broad network of banks and financial institutions, I can shop around to find better deals tailored to your unique situation—saving you time, money, and hassle.
When you work with me, there’s no pressure and no gimmicks—just honest, straightforward advice. If I can help you, I’ll make it fast, easy, and stress-free. If I can’t, no harm done—I’ll point you in the right direction.
My mission is to simplify the mortgage process, guide you every step of the way, and make buying a home an exciting milestone—not a stressful one. Whether you’re a first-time homebuyer or looking to refinance, let’s talk about how I can help you achieve your goals and build your future.
Ready to get started? Get a quote today and let’s see what’s possible!
Phone: (602) 614-7424
NMLS#: 1600827
License states: Arizona
Spoken Language: English
My reviews on Google
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 238 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
What makes us different?
Lenders
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Loan Factory
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Other brokers
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
OUR ACCOMPLISHMENTS
238+
Number of Lenders
10508+
1654+
